Marine Liability - Protection and Indemnity Boat Liability -Harbour Insurance Services

Details of Protection & Indemnity (Liability) for your boat

Protection & Indemnity is insurance that covers the vessel's legal liabilities for bodily injury or property damage. For Yachts and other Pleasure craft, this coverage is generally called "Liability". There are different Protection & Indemnity insuring forms used within the Canadian marketplace.

Most of Harbour Insurance's Protection & Indemnity (Liability) policies provide:

Coverage for the risks of Sudden & Accidental Pollution losses
Coverage for costs associated with Wreck Removal when a Governmental authority has ordered such wreck removal
Coverage for collision liability
Coverage for bodily injury or property damage caused by the boat

Protection & Indemnity (Liability) coverage is not available on a stand-alone basis. You must have Hull & Machinery insurance in order to obtain Protection & Indemnity (Liability) coverage.

Protection & Indemnity (Liability) is not available to everyone. Harbour Insurance marine insurance brokers look at several factors to assess risk, including:

Operating condition of the boat
Experience of boat's owners and operators
Loss history
Waters navigated

To find out more about Protection & Indemnity (Liability) coverage, please contact Harbour Insurance Services Ltd – Marine Insurance Broker today.